Attention homeowners: Real estate appraisal services for in Middle Village and Queens County

Here are the top 7 reasons NY homeowners use Stanley Michael Tecza:

Get a pre-listing appraisal (whether they're selling the home on their own or using an agent)
Challenge a property tax assessment
Remove PMI to cut their mortgage payment
Reinstate your Home Equity Line of Credit (HELOC)
Review another appraiser's report for verification
In the case of a NY divorce, where real estate property needs to be divided
To settle an estate in Queens county or NY by determining the true market value of real estate in question

Need help deciding the value of your home in or near Middle Village, NY?
Contact Stanley Michael Tecza.

At Stanley Michael Tecza, we understand the unique needs of a homeowner after appraisal services. Our typical business clients are used to the appraisal process and the usual reporting formats. As our non-traditionalclient, we will give you extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document our conclusions.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your home because of your emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your house will attract many interested buyers, a professional appraisal is a crucial negotiating tool once you have an attainable buyer. The appraisal is something tangible to show the buyer. The appraisal is an independent third party's opinion of your home's value, not just you saying how much you think your home is worth. Potential buyers know you have an emotional attachment to your home and will be far more likely to give credibility to an experienced appraiser's value report than yours.

Appraisals to remove PMI

PMI stands for Private Mortgage Insurance. An attractive way to cut costs for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your house. In most cases you can apply to the lender to have the PMI eliminated from your loan. We are qualified in helping people just like you remove undesirable PMI insurance.

Challenge property tax assessments

If you live in a local area that is going down or is not appreciating as much as other houses nearby, your local tax assessor may have your home overvalued. That only means you are paying more taxes than you should. The sooner you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting a professional appraisal from Stanley Michael Tecza is your chief weapon when challenging your property tax assessment.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area. This can this be annoying from a cash flow viewpoint, and detrimental to your credit score since it may appear as though that credit line is maxed out. Stanley Michael Tecza can provide you with a professional appraisal that will help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Would you like a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you want a seasoned expert to double-check your appraisal for efficiency? We can go out and check the subject and comparables in question in a field review. If you need it in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal you may have had in the past. While usually requested by banks, you may need to use this service if you suspect mortgage fraud related to your home.